The Lending OS
Built for Indian NBFCs
AI-powered loan origination that works in your branches, in the field, and at scale. Built with real lenders. For real lenders.
- Offline-first field app
- Configurable rule engine
- RBI aligned
Origination Pipeline
60 active applications · LAP
24
18
11
7
Sharma T.
LAP-20418
R. Venkat.
LAP-20417
Kisan Agro
LAP-20415
Built with Purple Finance
Listed NBFC · ₹100 Cr+ book
AI-Powered
Intelligent underwriting
Offline-First Field App
Works where connectivity doesn't
RBI Aligned
Co-lending ready
Flow — AI-Powered Loan Origination
From field capture to disbursement — a complete origination workflow with an offline-first RM app, a configurable rule engine, and multi-level approvals.
Origination Pipeline
60 active applications · LAP
24
18
11
7
Sharma T.
LAP-20418
R. Venkat.
LAP-20417
Kisan Agro
LAP-20415
Lending software, built the way NBFCs actually work
Not another desk-bound LOS retro-fitted for India. Flow was shaped on the ground, in branches, with the people who lend.
Built with Real Lenders
Developed alongside Purple Finance, founded by lending veterans who understand NBFC operations in Tier-2 and Tier-3 cities.
Field-to-FinTech
An offline-first RM app for field agents. It syncs the moment you're back in network. No more paper forms or delayed data entry.
Configure, Don't Customize
A Business Rule Engine lets you define rejection rules, deviation flags, and approval chains — without writing a line of code.
From field visit to disbursement
One platform carries every application across its entire journey — with a complete audit trail at every step.
- 1
Field Capture
RM app, offline-first
- 2
Application
Auto-synced to core
- 3
Verification
Docs & property checks
- 4
Underwriting
AI-assisted + rule engine
- 5
Approval
Multi-level workflow
- 6
Disbursement
Sanction & payout
Purple Finance
A listed NBFC with a ₹100 Crore+ loan book and decades of lending expertise. Every feature in Flow was shaped by operators who understand the reality of NBFC lending in India.
Ready to modernize your lending operations?
See how Flow works for NBFCs like yours — a personalized walkthrough, no obligation.